So, what's your logic? I'm not NIL fan but no one is forced to contribute.
I assume you're saying the 'rich' will be the 'uneducated' players. I'll give you that to some extent but how does that make the rest of us poorer or flat broke? In my 70+ years I've known very few "contributors" who were poor or flat broke. Can it happen? Sure, but it's usually due to poor money management (one too many jet ski) or illness or injury that's uninsured.